An overdraft agreement gives you the possibility to have a negative balance on your current account. This is a flexible financing tool for covering your short term financial needs.

This product is being offered to all the employees of either state owned companies or privates ones passing their salaries through CREDINS bank. Financed amount is up to 3 monthly wages.

Although an overdraft agreement is too much like a loan agreement, there is an important difference to be noticed! You pay the interest only on the spent amount and there is not a scheduled repayment plan.

Enjoy maximal flexibility in your expenses!