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Prepaid Card

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What is a Prepaid Card?

Visa Prepaid is a payment card that allows the cardholder to pay for goods and services. The spending limit of the card is decided by the amount of money you deposit in it. Now everybody can have a Prepaid Visa card and it doesn’t matter if you are still a student or haven’t started a job yet. Prepaid card can be used for purchases in internet or point of sales inside or outside the country with ZERO commission.

Who can apply for a prepaid card?

Everyone! It doesn’t matter if you are still a student or haven’t started working yet, you can apply for a prepaid card in every branch of Credins Bank with an identification document (ID or passport). Our employees will give you advice and help you have the card immediately.

What is special about this card?

With Prepaid cards there are no monthly commissions and no fees for national and international purchases. It is a very good choice for everyone who usually buys in internet, POS and ATM or even abroad and doesn’t want to expose the entire card limit.

Types of Prepaid Visa card:

• Student Prepaid Card (Visa Student), the best product for students who do not have the possibility to open a current account but have different needs of online spending, cash ext.
• Internet Prepaid Card (Visa Internet), this card is the perfect mean for online transactions free of charge and it has the largest spending limit of all prepaid cards.
• General Purpose Prepaid Card (Visa General Purpose), this is a general purpose card compared to the previous cards. More transactions are allowed with this card including cash withdrawals and on-line transactions
Note: These cards can be used by current costumers of the bank and also individuals that aren’t costumers of Credins Bank.

Why do I need a prepaid card?

• Because you can purchase in internet or every point of sale with ZERO commission!
• Because there are no monthly fees!
• Because you can refill the card any time you need to!
• Because you can have one immediately!
• Because you can transfer it and use it as a gift.

How safe is this card?

Make sure your personal data (mobile phone number and email) are correct in the banking system. Soon an additional safety feature will be activated: 3D Secure Service which will make your online purchases more secure.
Verified by Visa of VISA and SecureCodeTM of Mastercard® are services designed to provide you with extra security when making purchases over the Internet, by preventing any unauthorized use of the card.
Your card is registered by the Bank in 3D Secure Service and you have not to fill any form or to visit our branches.
When you use your card on the Internet in participating retailers, after you fill the card data another screen will appear. Meanwhile, the one-time password will be sent on your mobile phone (the number you have registered in the bank) via SMS which you have to put in the required box.
Please verify the mobile number you have registered in the bank. The one-time-password will be sent in this number.
How to recognize 3D secure merchant
You can recognize a merchant supporting 3D secure security as the merchant provides on its website the service official logo of Verified by VISA and SecureCode by Mastercard. If the logos are visible on the website, then the merchant supports 3D Secure Service.

Merchant supporting 3D Secure security is recognized also by the fact that after entering your card information in the merchant website you will be redirected to another screen to put the one-time password.
Internet purchase
During purchases in participating merchants, after you finish the order, you will choose the payment method and will enter your card data. After you press “Pay” another screen will appear. Meanwhile a SMS will arrive on your mobile phone, with 3D Secure code, which you will enter on the required box.
You have to follow the steps below:
If you receive the SMS on your mobile, please check if transaction details, especially the amount, card number and merchant name correspond to the details in the SMS. If yes, enter the OTP which you received on you mobile and choose “Continue”.

1. Choose the method of payment and enter the card data.
2. Choose “Pay” and another screen will show.
3. 3D Secure code will arrive on your mobile and you will enter it correctly in the required field.
4. Transaction is confirmed successfully.
If you receive the SMS on your mobile, please check if transaction details, especially the amount, card number and merchant name correspond to the details in the SMS. If yes, enter the OTP which you received on you mobile and choose “Continue”.

 
Compare Visa Cards


Loss and theft

If you lose your card, immediately inform customer service at Credins bank:
Tel: 0800 22 73 dhe +355 4 2274 777.
Your card will be locked immediately!

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