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Visa Classic Card

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What is Visa Classic?

Practical and safe anywhere you go.
Visa Classic is a payment card that allows the cardholder to pay for goods and services through a line of credit granted to the consumer. You can purchase in internet with no limit not only in Lek, but in every currency you need. Every time you make a payment through Visa Classic card, the money will be exchanged with preferential rate.

With the credit card Visa Classic, Credins bank offers the possibility to use new payment ways equipped with high security elements.
Visa Classic Card launched by Credins Bank is one of the safest cards launched today in the Albanian market. The electronic chip, an additional security element added to this card, makes it not only fast and suitable, but also safe towards reproduction or fraud.

Who can apply for a Visa Classic?

Every costumer and depositor of Credins Bank can apply for a credit card Visa Classic. The card is connected to your current account, providing access 24 hours a day, 7 days a week. You can apply for a credit card in every branch of Credins Bank, to every client costumer, with an identification document (ID or passport). Our employees will give you advice and help you so you can have in a short period of time the credit card in your hands.

What are the advantages of using VISA Classic?

  • National and international usage
  • Flexible payment way
  • Full control of services and possibility of verifying every transaction in your account.
  • Adequate card limit to cover all daily expenses in accordance with your needs
  • Maximal security
  • Easy and simple application
  • Ideal for booking hotels, buying via the Internet, trip reservation, etc

How safe is this card?

Make sure your personal data (mobile phone number and email) are correct in the banking system. Soon an additional safety feature will be activated: 3D Secure Service which will make your online purchases more secure.
Verified by Visa of VISA and SecureCodeTM of Mastercard® are services designed to provide you with extra security when making purchases over the Internet, by preventing any unauthorized use of the card.
Your card is registered by the Bank in 3D Secure Service and you have not to fill any form or to visit our branches.
When you use your card on the Internet in participating retailers, after you fill the card data another screen will appear. Meanwhile, the one-time password will be sent on your mobile phone (the number you have registered in the bank) via SMS which you have to put in the required box.
Please verify the mobile number you have registered in the bank. The one-time-password will be sent in this number.
How to recognize 3D secure merchant
You can recognize a merchant supporting 3D secure security as the merchant provides on its website the service official logo of Verified by VISA and SecureCode by Mastercard. If the logos are visible on the website, then the merchant supports 3D Secure Service.

Merchant supporting 3D Secure security is recognized also by the fact that after entering your card information in the merchant website you will be redirected to another screen to put the one-time password.
Internet purchase
During purchases in participating merchants, after you finish the order, you will choose the payment method and will enter your card data. After you press “Pay” another screen will appear. Meanwhile a SMS will arrive on your mobile phone, with 3D Secure code, which you will enter on the required box.
You have to follow the steps below:
If you receive the SMS on your mobile, please check if transaction details, especially the amount, card number and merchant name correspond to the details in the SMS. If yes, enter the OTP which you received on you mobile and choose “Continue”.

1. Choose the method of payment and enter the card data.
2. Choose “Pay” and another screen will show.
3. 3D Secure code will arrive on your mobile and you will enter it correctly in the required field.
4. Transaction is confirmed successfully.
If you receive the SMS on your mobile, please check if transaction details, especially the amount, card number and merchant name correspond to the details in the SMS. If yes, enter the OTP which you received on you mobile and choose “Continue”.

 
Compare Visa Cards


Loss and theft

If you lose your card, immediately inform customer service at Credins bank:
Tel: 0800 22 73 dhe +355 4 2274 777.
Your card will be locked immediately!

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