Credins Bank We Speak Your Language!



Debit and Credit Card.You can use either debit or credit card to withdraw the funds in all the ATM-s of the Bank or those of the other Banks, 24 hours a day and 7 days a week! The amount available during the day is 30,000 to 50,000 lek (according to the client needs)

Overdraft agreement An overdraft agreement gives you the possibility to have a negative balance on your current account. This is a flexible financing tool for covering your short term financial needs. The financed amount is up to 3 monthly salaries.

Consumer Loan up to 1,000,000 lek for home furniture, for your new car or your studies without real estate collateral and immediate disbursement

Student Loan, is one of the newest products in the Bank. Interest rate is at only 10% for the first year.

Mortgage Loan. for all the employees with preferential interest rates and a maturity according to your needs.

Saving Deposits in different currencies. Maturity terms from 1 month up to 2 years

Child Deposit (Depozita Kaltra) for the future needs with the highest interest in the market.

PLUS Deposit is the newest regular saving plan. The deposit is being offered in lek, euro and dollar.

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We offer the posibility to enter the scheme of “ Save – Insurance Life – supplement pension” ( in collaboration with Insurance Company Sicred), with a monthly fee, you will insure not only the amount of money but also every life problems. When you will retire yon can benefit from additional pension or the multiplied amount of your savings.