Build the Home You’ve Always Wanted

Turn your dream of owning a home into reality with a Credins Home Loan. Enjoy competitive rates, flexible terms, and personal support from our advisors — every step of the way.

Attention! Borrowing money costs money.

Home Financing Made Personal

Find the Right Loan for Your Home Plans

Whether you’re buying, upgrading, or refinancing, Credins offers home loan solutions tailored to your goals — with flexible terms and expert guidance from start to finish.

Buy Your First Home

Take the first step toward homeownership with financing designed for your budget and long-term comfort.

Upgrade or Renovate

Transform your current home into the space you’ve always wanted — from small improvements to complete makeovers.

Refinance with Ease

Simplify your payments or lower your rate by refinancing your existing loan through Credins.

Simple Steps to Your New Home

How to Apply and Get Approved

Submit Your Request

Apply online or visit a branch — share your details and desired loan amount.

Provide Documentation

Submit the required income and property documents for quick verification.

Get Approval

Our team reviews your application and provides an offer tailored to your needs.

Sign and Move In

Once approved, sign your agreement and take the next step toward your new home.

Designed for Your Home and Your Future

Discover the Details of Your Credins Home Loan

Owning your own home is one of life’s biggest milestones. Credins Bank offers flexible mortgage solutions with competitive rates, transparent terms, and special benefits for online applicants.

Your Home, Your Milestone

Make Homeownership a Reality

Having your own house or apartment is an essential step toward building your family’s future. With Credins Home Loans, you can finance your property purchase easily and confidently — designed to help young families take this important step.

Flexible and Reliable

Loan Amount and Terms

Get financing up to 40,000,000 ALL (or the equivalent in other currencies). Choose a repayment term of up to 25 years, designed to fit your financial comfort and long-term plans.

Competitive and Transparent

Enjoy Favorable Rates from the Start

Benefit from competitive interest rates — starting at 4.9% in ALL for the first year, and 4.5% in EUR or USD. Credins offers clear and predictable terms so you always know what to expect.

Save When You Apply Online

No Fees for Online Applications

Apply online and pay 0 application fee, or visit a branch where a 1,000 ALL fee applies. Whichever way you choose, our team will guide you through a quick and secure process.

Designed for Your Home and Your Future

Discover the Details of Your Credins Home Loan

Owning your own home is one of life’s biggest milestones. Credins Bank offers flexible mortgage solutions with competitive rates, transparent terms, and special benefits for online applicants.

01
Overview
Your Home, Your Milestone

Make Homeownership a Reality

Having your own house or apartment is an essential step toward building your family’s future. With Credins Home Loans, you can finance your property purchase easily and confidently — designed to help young families take this important step.

02
Financing Options
Flexible and Reliable

Loan Amount and Terms

Get financing for buying your house, designed to fit your financial comfort and long-term plans.

03
Interest Rates
Competitive and Transparent

Enjoy favourable rates from the start

Benefit from competitive interest rates offered by Credins bank

04
Application Fees
Save When You Apply Online

No Fees for Online Applications

Apply online and pay 0 application fee, or visit a branch. Whichever way you choose, our team will guide you through a quick and secure process.

Smart Financial Planning

Estimate Your Monthly Installments

Use the calculator to preview your payments and plan your loan with clarity and confidence.

20% of home price
Loan Amount: €0.00
Monthly Payment: €0.00
Total Interest: €0.00
Total Amount: €0.00

Frequently Asked Questions

Find quick answers to the most common questions about our Home Loan — from eligibility to the application process.

Who can apply for a Credins Home Loan?

Any individual over the age of 18 with regular income and the ability to provide the required documentation can apply. Both residents and non-residents may be eligible.

What documents do I need to submit?

You’ll need personal identification, proof of income, and property-related documents. Additional information may be requested depending on your specific case.

How long does the approval process take?

Typically, loan approval takes a few working days once all required documents are submitted. You’ll be informed promptly about every stage of your application.

Can I apply jointly with another person?

Yes. You can apply together with your spouse or a family member to increase your borrowing capacity and improve your loan terms.

Can I repay my loan early?

Yes, you can make partial or full early repayments at any time, subject to the bank’s standard terms and conditions.

Still have questions?

Our advisors are here to help you find the best solution for your home financing needs.

Ready to Get Started?

Apply for a Credins product

Fill out the form below and a Credins representative will contact you to complete your application.

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“We guarantee that the data collected through this application will be processed in accordance with Law No. 124/2024 ‘On the Protection of Personal Data’, as amended, as well as the legal and sub-legal acts issued for its implementation. As a data subject, you enjoy all the rights provided by law. Credins Bank protects all data in secure premises and systems until the expiry of the period defined in Instruction No. 20 dated 03.08.2012 of the Commissioner for the Right to Information and Protection of Personal Data, ‘On the Processing of Data in the Banking Sector’, after which the data are destroyed.”
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Email

Send us an email and we’ll get back to you as soon as possible.
info@bankacredins.com

Phone

Call us during working hours for quick answers and support.
+355 46 700 777

Office

Visit our headquarters. We’re always happy to hear from you.