Your Card, Fully Digital

The Credins Virtual Card lets you pay online safely and instantly — no plastic, no waiting, just smart, secure payments right from your phone or computer.

Smart. Secure. Seamless.

Why choose the Credins Virtual Card

Enjoy the full freedom of digital payments — safer, faster, and always at your fingertips.

Pay instantly, anywhere online

Shop, subscribe, or book services worldwide — your virtual card is ready the moment you activate it.

Enhanced protection for every purchase

Built-in security and no physical card mean your details stay private and your transactions protected at all times.

Tap. Pay. Go.

How Apple Pay and Google Wallet Work

Add your Credins card to your favorite digital wallet and enjoy fast, contactless payments — secure, private, and effortless wherever you go.

Add your card

Open Apple Pay or Google Wallet, tap Add Card, and follow the simple on-screen steps.

Verify and activate

Confirm your card with Credins Bank and start using it right away — no waiting, no paperwork.

Pay with a tap

Hold your phone or smartwatch near any contactless terminal to pay instantly and securely.

Keep track easily

View your recent payments, check balances, and manage cards directly from your wallet app.

Shop safely everywhere

Your actual card number is never shared — each transaction is encrypted and protected by advanced security.

Enjoy more freedom every day

Leave your wallet at home and pay effortlessly — at stores, online, or in apps, using just your phone or watch.

Tap. Pay. Go.

How Apple Pay and Google Wallet Work

Add your Credins card to your favorite digital wallet and enjoy fast, contactless payments — secure, private, and effortless wherever you go.

01

Add your card

Open Apple Pay or Google Wallet, tap Add Card, and follow the simple on-screen steps.

02

Verify and activate

Confirm your card with Credins Bank and start using it right away — no waiting, no paperwork.

03

Pay with a tap

Hold your phone or smartwatch near any contactless terminal to pay instantly and securely.

04

Keep track easily

View your recent payments, check balances, and manage cards directly from your wallet app.

Your iPhone, your wallet.

Set up Apple Pay in minutes

Follow this short guide to add your Credins card to Apple Pay and start making secure, contactless payments with your iPhone or Apple Watch — wherever you see the Apple Pay or contactless symbol.

Simple. Fast. Secure.

Add your Credins card to Google Wallet

Watch how easy it is to set up your Credins card on Android devices and pay effortlessly in stores, online, or in apps — all with the safety and convenience of Google Wallet.

FAQs

Learn more about how the Credins Virtual Card works — from activation and usage to top-ups and security.

What is a virtual card?

A virtual card is a fully digital version of your payment card, used for secure online and mobile payments — without the need for a physical card.

How can I get a virtual card?

You can request a virtual card through Credins Online or by visiting your nearest Credins branch — it’s issued instantly and ready to use.

Where can I use my virtual card?

You can use it for online shopping, app purchases, and contactless payments through Apple Pay or Google Wallet.

Is my virtual card safe?

Yes. Each transaction is encrypted and uses dynamic security codes, keeping your personal and card data protected at all times.

Can I manage my virtual card online?

Absolutely. You can view transactions, reload, or block your card anytime through Credins Online or the Credins mobile app.

Ready to Get Started?

Apply for a Credins product

Fill out the form below and a Credins representative will contact you to complete your application.

Agjencia Qender
Dega Ballsh
Dega Berat
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Dega Durres 2 - Rruga Egnatia
Dega Durres 3 - Rruga Hysen Kërtusha
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Dega Fier 1 - Bulevardi Xoxe
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Dega Tirana 12 - Harry Fultz
Dega Tirana 13 - Myslym Shyri
Dega Tirana 14 - Don Bosko
Dega Tirana 15 - Ushtari i Panjohur
Dega Tirana 16 - Pranë Hotel Hilton
Dega Tirana 1 - Blloku
Dega Tirana 2 - Veve
Dega Tirana 3 - 21 Dhjetori
Dega Tirana 4 - Rruga e Kosovarëve
Dega Tirana 5 - Rruga e Elbasanit
Dega Tirana 6 - Brenda në QSUT
Dega Tirana 7 - Ali Demi
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Dega Vau i Dejës
Dega Vlore 1 - Rruga Çamëria
Dega Vlore 2 - Lagjja Osmen Haxhiu
Dega Vore
“We guarantee that the data collected through this application will be processed in accordance with Law No. 124/2024 ‘On the Protection of Personal Data’, as amended, as well as the legal and sub-legal acts issued for its implementation. As a data subject, you enjoy all the rights provided by law. Credins Bank protects all data in secure premises and systems until the expiry of the period defined in Instruction No. 20 dated 03.08.2012 of the Commissioner for the Right to Information and Protection of Personal Data, ‘On the Processing of Data in the Banking Sector’, after which the data are destroyed.”
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info@bankacredins.com

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+355 46 700 777

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