The card that keeps life simple
Shop, travel, and withdraw funds anytime with your Visa Debit card. Linked directly to your Credins account, it offers instant access to your money, free local payments, and secure transactions worldwide — all with the convenience of contactless technology.
Why choose the Visa Debit card
Use it everywhere
Accepted at millions of stores and ATMs worldwide, your Visa Debit card lets you pay, withdraw, or shop online wherever you are — quickly and securely.
Transparent and affordable
Enjoy free local payments and no maintenance fees on your Credins account. Withdraw cash from any Credins ATM with the first three transactions each month completely free.
Safe and contactless
Shop confidently with advanced Visa security, contactless technology, and real-time monitoring through Credins Online. Your data and funds are always protected.
How to get your Visa Debit card
From application to first tap in four easy steps — all handled personally for you.
Apply in minutes
Submit a request online or visit any Credins branch. If you don’t have one yet, we’ll open your Credins current/salary account on the spot.
Verify your details
Bring a valid ID and basic personal information for KYC. We’ll link your card to your account and confirm your usage limits and preferences.
Pick up & activate
Receive your Visa Debit card at the branch or by courier. Set your PIN, enable contactless, and activate your card in just a few taps.
Use & manage anytime
Pay in stores and online, withdraw cash 24/7, and track every transaction in Credins Online. Set alerts and manage card settings whenever you need.
FAQs
Everything you need to know about using, managing, and keeping your Visa Debit card secure.
Any individual with a Credins current or salary account can request a Visa Debit card. It’s directly linked to your account, giving you instant access to your funds for everyday use.
You can use it anywhere Visa is accepted — in Albania or abroad, in stores, online, and at ATMs. The card supports contactless payments and secure e-commerce transactions.
Local purchases are free of charge, and the first three ATM withdrawals per month at Credins ATMs are also free. A small standard fee applies for additional or international withdrawals.
You can activate your Visa Debit card and set or change your PIN directly at any Credins ATM or by visiting a branch. The process takes only a few minutes.
Immediately contact Credins Bank customer support at +355 4 53 53 000 or block the card directly through Credins Online. A replacement card can be issued quickly so you can continue using your account safely.
Apply for a Credins product
Fill out the form below and a Credins representative will contact you to complete your application.
