Grow your savings with increasing interest every year
Open a Progressive Flexi Deposit in ALL or EUR for 36 months and benefit from annually increasing interest with flexible conditions.
A deposit that grows with you
This deposit is designed to reward long-term savings while offering flexibility and security.
Increasing yearly interest
Earn progressively higher interest each year over a 36-month term, maximizing your returns over time.
Annual interest payouts
Interest is credited to your supporting account every 12 months without affecting the maturity of the deposit.
Flexible withdrawal conditions
If you withdraw early, you only lose the interest for the current 12-month period, while keeping the interest already credited.
Deposit details and conditions
Review interest rates, terms, fees, and all key information related to the Progressive Flexi Deposit.
Offered only to individual clients
Currency: EUR / ALL
Minimum amount: 500 EUR / 50,000 ALL
Maturity: 36 months
Deposits in ALL:
Year 1: 2.00%
Year 2: 2.50%
Year 3: 3.50%
Average interest rate: 2.66%
Deposits in EUR:
Year 1: 1.50%
Year 2: 2.00%
Year 3: 2.50%
Average interest rate: 2.00%
Interest is credited at the end of each year to the supporting account of the deposit.
Penalty:
The client loses the right to earn interest only for the 12-month period in which the deposit is withdrawn.
Deposit closure fee (in case of early withdrawal):
200 ALL
Refer to updated deposit interest materials published in our branches and on the official website, as well as the general terms and conditions for further details regarding deposits.
All deposit accounts of individuals, traders, and companies (resident or non-resident, Albanian or foreign) are insured by the Deposit Insurance Agency (ASD) up to 2,500,000 ALL or the equivalent in foreign currency, in accordance with Law No. 53 dated 22.05.2014 “On Deposit Insurance” (as amended).
For more information, visit: http://asd.gov.al
Apply for a Credins product
Fill out the form below and a Credins representative will contact you to complete your application.
