Empower Your Business with POSI

Accept card payments and grow your business with Credins Bank.

POSI Campaign June 2026

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Eligibility Criteria

Small and medium-sized businesses (including sole proprietors and limited liability companies) operating in the following sectors:

01

Grocery Stores

Accept card payments quickly and conveniently at your store.

02

Hotels

Provide guests with secure and seamless payment options.

03

Restaurants & Cafés

Speed up service and simplify payments for your customers.

04

Taxi Services

Offer cashless rides and make every journey more convenient.

05

New POS Users

Businesses that are new to POS usage, meaning they have not previously had a POS terminal.

06

Physical Storefronts

Businesses with physical retail locations.

• Businesses that are new to POS usage, meaning they have not previously had a POS terminal.
• Businesses with physical retail locations.
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Program Benefits

Businesses participating in the program receive a free POS terminal for a period of 12 months after signing the agreement with the bank.

During this period, businesses also benefit from 0% commission on card transactions, up to the annual limit determined according to their business sector.

0% commission on all card transactions up to the following annual limits:

€19,000

for Grocery Stores

€24,000

for Hotels

€15,000

for Restaurants & Cafés

€2,000

for Taxi Services

Note: After exceeding the annual limit specified above, the bank's standard POS terms and conditions will apply.

General Program Rules

Everything you need to know about POSI

Participating Acquiring Bank

Each business may sign an agreement with only one participating acquiring bank under the program.

Maximum POS Terminals

Each participating business may receive a maximum of one (1) POS terminal free of charge. If a merchant operates under more than one eligible MCC within a single business entity, each MCC will be considered a separate merchant.

Minimum Transactions

Installed POS terminals must remain active and generate a minimum of four Mastercard transactions per quarter.

Term

The program is valid until 31 December 2026.

Ready to Get Started?

Apply for a Credins product

Fill out the form below and a Credins representative will contact you to complete your application.

Agjencia Qender
Dega Ballsh
Dega Berat
Dega Burrel
Dega Corovode
Dega Durres 1 - Rruga Taulantia
Dega Durres 2 - Rruga Egnatia
Dega Durres 3 - Rruga Hysen Kërtusha
Dega Elbasan
Dega Emigres Tirane
Dega Fier 1 - Bulevardi Xoxe
Dega Fier 2 - Autogrill Krasniqi
Dega Fushe-Kruje
Dega Gjirokaster
Dega Kamez
Dega Kavajë
Dega Kombinat
Dega Korce
Dega Kukes
Dega Laprake
Dega Lezhe
Dega Lushnje
Dega Peshkopi
Dega Pogradec
Dega Porti Durres
Dega Qendrore Bllok
Dega Ring Center
Dega Sarande
Dega Shijak
Dega Shkoder
Dega Shkoder 2
Dega Shkozet
Dega Tirana 10 - Frigoriferi
Dega Tirana 11 - Stadiumi Dinamo
Dega Tirana 12 - Harry Fultz
Dega Tirana 13 - Myslym Shyri
Dega Tirana 14 - Don Bosko
Dega Tirana 15 - Ushtari i Panjohur
Dega Tirana 16 - Pranë Hotel Hilton
Dega Tirana 1 - Blloku
Dega Tirana 2 - Veve
Dega Tirana 3 - 21 Dhjetori
Dega Tirana 4 - Rruga e Kosovarëve
Dega Tirana 5 - Rruga e Elbasanit
Dega Tirana 6 - Brenda në QSUT
Dega Tirana 7 - Ali Demi
Dega Tirana 8 - Rruga Bardhyl
Dega Tirana 9 - Pranë Shkollës së Bashkuar
Dega Vau i Dejës
Dega Vlore 1 - Rruga Çamëria
Dega Vlore 2 - Lagjja Osmen Haxhiu
Dega Vore
“We guarantee that the data collected through this application will be processed in accordance with Law No. 124/2024 ‘On the Protection of Personal Data’, as amended, as well as the legal and sub-legal acts issued for its implementation. As a data subject, you enjoy all the rights provided by law. Credins Bank protects all data in secure premises and systems until the expiry of the period defined in Instruction No. 20 dated 03.08.2012 of the Commissioner for the Right to Information and Protection of Personal Data, ‘On the Processing of Data in the Banking Sector’, after which the data are destroyed.”
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